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VA L&H Exam

📍 US 📚 Insurance 🌐 en 🏛️ Virginia Bureau of Insurance

What is the VA L&H Exam?

The Virginia Life and Health Insurance Producer License Examination (VA L&H Exam) is a state-required test that evaluates a candidate’s knowledge of life and health insurance products, Virginia insurance regulations, and ethical standards. It is taken by individuals aiming to become licensed insurance producers in Virginia, equipping them to sell policies related to life, disability, and health coverage. Passing this exam is a vital step for a career in Virginia’s insurance sector, ensuring professionals can provide informed guidance to clients. The exam is administered by the Virginia Bureau of Insurance.

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Real Exam Questions
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Duration
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Pass Score
70%
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Pass Rate
👥
Annual Candidates
5,000
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Exam Fee
Free
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Frequency
Year-round
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Eligibility
Individuals seeking to become licensed insurance producers i...

📋 Exam Format

multiple_choicepassage_basedfill_in_blankdrag_and_dropimage_basedhotspot
🖥️ Delivery: Computer-based multiple-choice

📋 Exam Sections

General Insurance Knowledge; Life and Health Insurance

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Health Insurance Sample Question
A 62-year-old Virginia resident purchases a tax-qualified long-term care (LTC) insurance policy. Three years later, she suffers a stroke that leaves her unable to perform two of the six activities of daily living (ADLs) without substantial assistance. She files a claim under her LTC policy. The insurer requires verification that she meets the policy's benefit triggers before paying benefits. Under tax-qualified LTC policy standards as implemented in Virginia, what are the benefit triggers that must be met?

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Prepare for the Virginia Life and Health Insurance Producer License Examination with Prep-Mastery. Practice with 1,500 exam-style questions, full-length simulated tests, and comprehensive study notes. Our adaptive learning engine tracks your weak areas and helps you focus where it matters most. Join thousands of students preparing smarter, not harder.

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🔗 Official VA L&H Exam Website →

💡 Tips for Passing the VA L&H Exam

  1. Practice speed: you have only 1.2 minutes per question. Do timed practice sets regularly.
  2. Focus heavily on General Insurance Principles — it carries the highest weight on the exam.
  3. Don't neglect lower-weight topics like Medicare, Medicaid & Long-Term Care and Virginia Insurance Law, Regulation & Ethics — they can make the difference between pass and fail.
  4. There's no penalty for wrong answers — always attempt every question.
  5. Focus on understanding concepts, not memorizing — the exam tests application.

❓ Frequently Asked Questions about VA L&H Exam

How many questions are on the Virginia Life and Health Insurance Producer License Examination?

The exam has 100 questions across 2 sections: General Insurance Knowledge, Life and Health Insurance.

What is the passing score for the Virginia Life and Health Insurance Producer License Examination?

The passing score is 70%.

How long is the Virginia Life and Health Insurance Producer License Examination?

The exam is 2 hours long.

What topics are covered on the Virginia Life and Health Insurance Producer License Examination?

The exam covers major areas including: General Insurance Principles, Life Insurance Fundamentals, Life Insurance Policies, Provisions & Riders, Annuities, Taxation of Life Insurance & Annuities, Health Insurance Fundamentals.

How should I prepare for the Virginia Life and Health Insurance Producer License Examination?

Start with a structured study plan aligned to the exam blueprint. The pass rate is ~65%, so focused preparation is key. Use practice questions, full-length mock tests, and study notes to build both knowledge and test-taking skills.

How much does the Virginia Life and Health Insurance Producer License Examination cost?

The exam fee is $60.

How often is the Virginia Life and Health Insurance Producer License Examination offered?

The exam is offered on demand.

Exam details are sourced from official governing bodies where available. Always verify with your exam authority before registering.

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